Retirement Planning

How much money do you need to invest for retirement? What withdrawal rate can you sustain in order to remain financially comfortable and stable in your golden years? We help you answer these tough questions with proper financial preparation and the right retirement planning.

Assess your financial situation to see what you need to save and invest so you can retire.

  • Determine your desired lifestyle in retirement.
  • Optimize savings to create an investment strategy with a determined required rate of return.
  • Learn about social security benefits.

Determine your retirement income strategy and properly prepare for retirement.

  • Assess retirement cash-flows to meet your essential and lifestyle expenses.
  • Develop a retirement income strategy to meet your distribution needs.
  • Learn how to use personal health insurance and Medicare to bridge healthcare needs.

Finalize your income strategy to cover expenses while overcoming 3 main retirement risks – Timing, Inflation and Longevity.

  • Determine age and strategy for claiming social security to maximize benefits.
  • Identify required minimum distribution strategy.
  • Review pension options, savings and tax management during retirement.

Three Big Risks In Planning For Retirement

 

Enjoy your retirement through on-going planning and savvy wealth management.

  • Make sure your money lasts as long as you do.
  • Manage inflation to protect purchasing power and reduce drag on your portfolios.
  • Strategize for market volatility so you protect your assets.

Assess your financial situation to see what you need to save and invest so you can retire.

  • Determine your desired lifestyle in retirement.
  • Optimize savings to create an investment strategy with a determined required rate of return.
  • Learn about social security benefits.

Determine your retirement income strategy and properly prepare for retirement.

  • Assess retirement cash-flows to meet your essential and lifestyle expenses.
  • Develop a retirement income strategy to meet your distribution needs.
  • Learn how to use personal health insurance and Medicare to bridge healthcare needs.

Finalize your income strategy to cover expenses while overcoming 3 main retirement risks – Timing, Inflation and Longevity.

  • Determine age and strategy for claiming social security to maximize benefits.
  • Identify required minimum distribution strategy.
  • Review pension options, savings and tax management during retirement.

Three Big Risks In Planning For Retirement

 

Enjoy your retirement through on-going planning and savvy wealth management.

  • Make sure your money lasts as long as you do.
  • Manage inflation to protect purchasing power and reduce drag on your portfolios.
  • Strategize for market volatility so you protect your assets.

JHP Planning, LLC (“RIA Firm”) is a registered investment adviser located in Salt Lake City, UT. JHP Planning, LLC may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements. JHP Planning, LLC’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of JHP Planning, LLC’s web site on the Internet should not be construed by any consumer and/or prospective client as JHP Planning, LLC’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by JHP Planning, LLC with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of JHP Planning, LLC, please contact the state securities regulators for those states in which JHP Planning, LLC maintains a registration filing. A copy of JHP Planning, LLC’s current written disclosure statement discussing JHP Planning, LLC’s business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from JHP Planning, LLC upon written request. JHP Planning, LLC does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to JHP Planning, LLC’s web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

This website and information are provided for guidance and information purposes only. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy. This website and information are not intended to provide investment, tax, or legal advice.

Insurance products and services are offered and sold through JHP Planning, LLC and individually licensed and appointed insurance agents.